01
Tax agent
Recalculates your reserve every day.
S
Seelancenow
Tax reserve adjusted
+€0 · today, 08:14
Reason: 3 new outgoing invoices, Q2 progression.
Always know what’s really left after tax.
Connect your bank once. Seelance tracks tax, cashflow and open invoices live — and shows you, in a single number, what’s left.
GDPR-compliantServers in the EUNo data sharing
🔒seelance.app/dashboard
Live · updated 8 min ago
Available after tax
4,287.50 €
Tax reserve
1,940 €
on track · Q3
Open invoices
3
Total: 6,480 €
Monthly revenue
+12% vs. last month
JanFebMarAprMayJun
keep reading
— Chapter IITax
Three agents. One view.
01Tax
Your math is off.
Every day.
Reserves by gut feel go wrong. Seelance reads every booking and updates your reserve live — long before the tax assessment arrives.
Seelance · Agent
08:42Q3 tax reserve: €3,240 short.
Set aside €810 a month through September. Then the assessment won't surprise you.
Confidence 94%See action →
Three alerts.
One quiet mind.
Seelance runs quietly in the background. You only hear from it when you need to act.
— What happens after you sign up
Day 1
Connected
Bank linked once. Seelance reads along and shows you your real liquidity in a single number.
Day 7
Learned
The agents know your rhythm. The first early warning is ready as soon as something drifts from the pattern.
Day 90
Ahead
Tax, cashflow, clients — three directions of sight running in parallel. You see three months out.
30 days Operator free · Cancel anytime · Invitation by email
— Chapter III
How they work.
Three agents. Three directions of sight. No dashboard sport — each one runs quietly and only speaks when you need to act.
02
Cashflow agent
Sees coverage gaps before they appear.
↳ Coverage gap · 3 days · €0 short
03
Client agent
Spots concentration before it tips.
Concentration risk
Client A
0 %
Share of revenue
Suggestion
3 pipeline contacts
H. Weber·S. Müller·T. Klein
Three directions of sight. One quiet week.
— Chapter IV
The morning after coffee.
Everything that matters, at a glance.
No searching. No upkeep. The three numbers you need to know — and three agents standing quietly beside them.
Tuesday, April 22 · 08:14
Available after tax
€ 0.50
Tax reserve€ 1,940
Open invoices3 · € 6,120
Cashflow · 30 daysstable
After tax, after reserve. The number that's left.
Three voices. One spoke today.
Everything else: within range. No reason to look.
You close the laptop. This stays just as calm.
— I. The reality
Four holes
you otherwise fall into alone.
01
The tax gap
Reserves set by gut feel. Until the tax assessment asks for three months more than you saved.
02
The wrong price
You charge €80. Between pitching, admin and rewrites you work 58 hours a week. Your real rate: €41.
03
The blind pipeline
You only see the hole when you fall into it. By then the calendar is empty and rent is due.
04
One client, one fate
60% of your revenue depends on a single person. If they leave, so does your next six months.
— II. How it works
Three steps.
Zero dashboard upkeep.
01
One-time · 5 minutes · You
Connect
Bank, invoicing tool, calendar. Five minutes. Then never touch it again.
BANK·INVOICING·CALENDAR→CONNECTED
02
Runs quietly · Weeks · Seelance
Learn
Seelance watches your numbers for weeks. It learns what's normal for you — and what's drifting.
14 days · pattern recognition
03
Only when needed · Seelance to you
Warn
You only hear from it when you need to act. With a number, a date, and a concrete action. Otherwise, radio silence.
08:14·Tax reserve·+€142
Your business runs. You only hear it when it needs you.
0%
Accurate on tax
0 weeks
Warned in advance
0 h
Recovered per week
— III. What Seelance sees
Four agents,
one early-warning system.
Four Solo agents, with five more growing into Operator and Studio. Each agent watches a different dimension — together they catch patterns you’d miss on your own.
01
See what's coming
Other tools show you the past. Seelance shows you the next 90 days — with a number, a date, and a confidence score.
Seelance Agent · Just now
„A pipeline gap opens in 6 weeks. Reach out to these three clients today.“
02
A tax bill that never surprises you
Every booking is live-calculated into your reserve. No manual reconciliation. No nasty surprise when the assessment lands.
Seelance Agent · Just now
„Your Q3 tax reserve is €3,240 short. Set aside €810 a month through September.“
03
Your real hourly rate
What you actually earn per hour — including every unpaid hour on pitching, admin and revisions.
Seelance Agent · Just now
„You work 58 h a week. Your effective rate is €41, not €80.“
04
What the market actually pays
Anonymous benchmarks from your peer group show what comparable profiles are billing right now. Live, not from last year's report.
Seelance Agent · Just now
„The market pays €130 for your profile. You charge €80. Time for a conversation.“
Other tools show you what was.
Seelance shows you what’s coming.
— IV. Pricing
Grows with you.
30 days of Operator, free — no credit card, no risk. Then from €19/month, cancel anytime, monthly.
No credit card · Cancel monthly · German servers · GDPR
Solo
You, your finances, your safety net.
€16
€190 / year, billed annually
Tax-reserve agent
„€2,760 left until your tax is covered — €690 a week and you're done."
- —Real-time tax reserve + 12-week catch-up
- —“What can I safely pay myself?” widget
- —13-week cashflow forecast + concentration risk
- —Daily brief + burnout score
- —Banking auto-match (2 accounts incl.)
- —Invoices, dunning, ZUGFeRD/PEPPOL
- —VAT filing + ELSTER/FinanzOnline (all EU+UK+CH)
- —DATEV export + document inbox
Operator
Your full AI-CFO.
€33
€390 / year, billed annually
CFO cockpit
„Marketing is €1,300 over plan, engineering €800 under — want me to break it down?"
- —Everything in Solo
- —Budget vs. actual + real-time P&L + scenario planning
- —KPI dashboard (gross margin, burn, runway, MRR)
- —Hourly-rate check + per-client profitability
- —Contract analysis + offer-to-cashflow simulation
- —Funding radar (AT+DE+UK)
- —Accountant read-link + auto-reports
- —Unlimited AI-CFO chat, 5 bank accounts incl., 5 org slots
Studio
CFO + accountant + team in one room.
€58
€690 / year, billed annually
Team cashflow
„Three accounts, one truth — Marie has released €4,200, you're at €12,800."
- —Everything in Operator
- —Real accountant login (no token)
- —Accountant suggestions + comments in the document
- —5 roles: Accountant, Bookkeeper, Coach, Viewer, Member
- —Inbox & cowork with your team
- —Multi-org switcher + cost centers + auto depreciation
- —Payroll & bonuses — payout window + tax reserve per head
- —Investor & custom-brand reports (whitelabel)
- —Slack/Teams integration
— V. Questions
What you should know.
Hosted in Frankfurt, GDPR-compliant. Banking runs through PSD2-regulated aggregators — the same layer N26, Revolut and Monese use. We sell nothing onward. It's in the contract, not just the pitch.
No. Seelance is your daily early-warning system; your accountant remains the authority on year-end and edge cases. Export to lexoffice, sevdesk and DATEV included — your accountant gets clean numbers.
That's exactly what Seelance is built for. The onboarding agent starts wherever you are — even if that means "three years without structure".
Every alert is a number, a date, an action. No "here are your KPIs" and no "shall I suggest a meeting?". You decide — we deliver the fact.
At launch (June 2026): Austria + Germany via SEPA Banking. UK, Switzerland, and the US follow as the bank partners come online — early markets shape the order. Sign up and we'll reach out as soon as your country is live.
Yes — 30 days of Operator, free, no credit card. You add a payment method only if you decide to continue after the 30 days. No reminder for you to set.
We see transactions through PSD2 — read-only, no payment initiation, no login credentials of yours. Even in the worst case, no one gets access to your account. Banking tokens can be revoked in a single click; we additionally rotate them every 90 days. Servers are in Frankfurt, encrypted at rest and in transit. If something does happen, we notify you and the supervisory authority within 72 hours, as required by GDPR Article 33.
No — we deliberately don't give you a dashboard you have to open every morning. Seelance sends one sentence per day, when there's something to do. On the other days we stay quiet. No wall of numbers, no 17 widgets, no red badges. You come into the tool because you want to, not because you have to.
— Final invitation
Ready when
you are.
30 days of Operator, free. Cancel at the end of any month, anytime.